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The AA Facts: 152 Specifications & 132 Highlights

Don’t guess on gear. From general information, coverage types, medical coverage & trip cancellation & interruption to hidden perks, these 152 specs on the The AA might just make travel smoother.

65 Points
The AA
The AA
The AA
The AA

Highlights 132

No extras. Just what matters.
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Why is The AA better than other travel insurance ?

General Information

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Coverage Types

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Medical Coverage

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Trip Cancellation & Interruption

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Baggage Coverage

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Travel Delay Coverage

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Emergency Assistance & Services

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Policy Conditions & Eligibility

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Exclusions & Limitations

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Claims & Support

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Optional Add-Ons

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Documentation & Compliance

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Digital Features & Usability

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Quick Take

The essentials that matter—nothing extra

A fast snapshot of the The AA, covering its standout specification and what you can expect right out of the box.

The AA
The AA

AA Insurance, commonly known as The Automobile Association, is a company founded in 1944 that offers various types of insurance, including car, home, and business insurance, as well as life, health, and travel insurance. 

Specifications & Facts 152

Specs measured. Drama avoided.

Whether you’re road-tripping or flying out, the The AA travel insurance was rated across price, specs, performance, and pros and cons from our community.

General Information 10

The AA Policy Type

What is the policy type?

48 The AA 0 Votes Single Trip, Multi-Trip, Annual Plan

30 Travel Insurance in this range Single Trip, Multi-Trip, Annual Plan

The AA
The AA

Offers flexible travel insurance options based on your trip frequency. A single trip is for one-time travel, while the multi-trip covers multiple journeys within a year. An annual plan suits frequent travelers.

Defines whether the insurance covers one trip or multiple trips.

The AA Plan Level

What is the plan level?

38 The AA 0 Votes Basic, Standard, Premium

27 Travel Insurance in this range Basic, Standard, Premium

The AA
The AA

The plan levels differ in the coverage limits and additional features. Premium offers the most comprehensive coverage, including high coverage amounts for medical and baggage losses.

Indicates overall tier and benefit richness.

The AA Coverage Region

What is the coverage region?

88 The AA 0 Votes Worldwide

55 Travel Insurance in this range Worldwide

The AA
The AA

Coverage is valid for international travel, ensuring you're protected no matter where you go.

Specifies the geographical scope of coverage.

The AA Travel Purpose

What is the purpose of travel?

35 The AA 0 Votes Vacation, Work, Education

22 Travel Insurance in this range Vacation, Work, Education, Medical

The AA
The AA

Tailored for personal, business, or educational trips. Whether you're on holiday or traveling for work, this insurance offers the right protection.

States the primary reason for travel.

The AA Minimum Trip Duration

What is the minimum trip duration?

1 days 0Votes
The AA
1.11 days (Average)

The AA
The AA

Provides coverage from a single day of travel, making it suitable for short trips as well as longer ones.

Indicates the shortest allowable trip length to qualify.

The AA Age Eligibility Minimum

What is the minimum eligible age?

18 years 0Votes
The AA
13.42 years (Average)

The AA
The AA

Travelers aged 18 years or older are eligible for this policy.

Minimum traveler age allowed.

Coverage Types 12

The AA Trip Cancellation Coverage

Is trip cancellation coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

If you need to cancel your trip due to covered reasons, you can recover up to $6,000.

Shows whether trip cancellation protection is part of the policy.

The AA Trip Interruption Coverage

Is trip interruption coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

If your trip is cut short for a covered reason, this will reimburse your unused trip costs, up to $6,000.

Indicates protection in case the trip is interrupted unexpectedly.

The AA Trip Delay Coverage

Is trip delay coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Covers the expenses (such as meals, accommodation) if your trip is delayed for at least 6 hours. Maximum coverage is $132 per day.

Shows whether compensation for travel delays is included.

The AA Missed Connection Coverage

Is missed connection coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Provides compensation for missed connections due to delays, helping to cover rebooking costs and missed events.

Indicates if compensation is provided for missed connections.

The AA Medical Coverage

Is medical coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Covers emergency medical expenses, including hospitalizations, outpatient treatment, and prescription drugs.

Indicates if medical expenses are covered.

The AA Baggage Loss Coverage

Is baggage loss coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Covers the cost of lost baggage, ensuring you're reimbursed for lost or damaged personal items. Maximum loss coverage is $397 for general baggage.

Indicates protection for lost baggage.

Medical Coverage 13

The AA Medical Expense Coverage Amount

What is the medical expense coverage amount?

73 The AA 0 Votes $2600000 to $6600000

24 Travel Insurance in this range $50000 to $1000000

The AA
The AA

The policy offers significant medical coverage for unexpected injuries or illnesses while traveling. A substantial amount helps cover hospital stays and treatments.

Maximum amount covered for medical treatment abroad.

The AA Emergency Room Coverage

Is emergency room coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates if ER visits are included in the coverage.

The AA Hospitalization Coverage

Is hospitalization covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

States whether inpatient hospital stays are covered.

The AA Outpatient Treatment Coverage

Is outpatient treatment covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Covers clinic visits and non-hospital medical care.

The AA Prescription Drug Coverage

Is prescription drug coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates if prescribed medications are reimbursable.

The AA Dental Emergency Coverage

Is dental emergency coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

Covers urgent dental treatment for injury or acute pain.

Trip Cancellation & Interruption 12

The AA Trip Cancellation Maximum Amount

What is the trip cancellation maximum amount?

8 The AA 0 Votes $6000

29 Travel Insurance in this range $10000

The AA
The AA

In the event you need to cancel your trip for a covered reason, you can recover up to $6,000, depending on the reason for cancellation.

Maximum reimbursable amount for trip cancellation.

The AA Trip Interruption Maximum Amount

What is the trip interruption maximum amount?

16 The AA 0 Votes $6000

36 Travel Insurance in this range $5000

The AA
The AA

Covers the cost of unused trip portions in case of interruption due to emergencies or unforeseen events.

Maximum reimbursable benefit for interrupted trips.

The AA Cancel For Any Reason

Is Cancel For Any Reason available?

No 0Votes The AA

Yes Travel Insurance in this range

Shows whether optional CFAR is available.

The AA Interruption For Any Reason

Is Interruption For Any Reason available?

No 0Votes The AA

Yes Travel Insurance in this range

Indicates whether IFAR flexibility is available.

The AA Covered Cancellation Reasons Count

How many cancellation reasons are covered?

34 The AA 0 Votes 8

18 Travel Insurance in this range 5

Number of acceptable reasons for trip cancellation.

The AA Covered Interruption Reasons Count

How many interruption reasons are covered?

38 The AA 0 Votes 6

22 Travel Insurance in this range 5

Number of qualified reasons for interruptions.

Baggage Coverage 10

The AA Special Item Category Coverage (Electronics)

Are electronics covered as a special category?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Covers special high-value items such as electronics, ensuring you're protected against theft or damage.

Indicates whether electronics have dedicated coverage.

The AA Baggage Loss Maximum Amount

What is the baggage loss maximum amount?

0 The AA 0 Votes $397

17 Travel Insurance in this range $3000

The AA
The AA

Compensation for lost baggage covers the cost up to $397. For high-value items, additional protection is available.

Maximum claimable amount for total baggage loss.

The AA Checked Luggage Loss Coverage

Is checked baggage loss covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether checked baggage loss is covered.

The AA Carry-On Loss Coverage

Is carry-on loss covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether carry-on baggage loss is covered.

The AA Sports Equipment Coverage

Is sports equipment covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates if sports equipment is covered.

The AA Theft Coverage Inclusion

Is theft covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether theft-related losses are covered.

Travel Delay Coverage 10

The AA Travel Delay Maximum Amount Per Day

What is the maximum daily travel delay benefit?

19 The AA 0 Votes $132

25 Travel Insurance in this range $200

The AA
The AA

Compensation covers $132 per day for delays longer than 6 hours, helping to cover meals and lodging costs.

Maximum daily reimbursement during an eligible travel delay.

The AA Travel Delay Maximum Amount Total

What is the total maximum delay benefit?

8 The AA 0 Votes $132

38 Travel Insurance in this range $1000

The AA
The AA

The total reimbursement for travel delay-related expenses is capped at $132 for the entire duration of the delay.

Maximum total amount payable for travel delay expenses.

The AA Travel Delay Minimum Hours

What is the minimum travel delay in hours?

6 hours 0Votes
The AA
7.58 hours (Average)

Minimum number of delay hours required before coverage applies.

The AA Delay Reason Coverage Count

How many delay reasons are covered?

18 The AA 0 Votes 3

25 Travel Insurance in this range 5

Total number of approved delay reasons covered by the policy.

The AA Airline Strike Delay Coverage

Is delay due to airline strike covered?

Yes 0Votes The AA

Yes Travel Insurance in this range

Covers delays caused by airline staff strikes.

Emergency Assistance & Services 10

The AA Security Evacuation Coverage

Is security evacuation coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Provides evacuation in case of dangerous political unrest or security threats, ensuring your safety while abroad.

Covers evacuation due to security threats.

The AA Travel Concierge Services

Are concierge travel services available?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Offers exclusive services like travel advice, restaurant reservations, and itinerary assistance for an enhanced travel experience.

Indicates whether concierge travel services are available.

The AA Emergency Medical Evacuation Amount

What is the emergency medical evacuation coverage amount?

3 The AA 0 Votes $100000 to $250000

31 Travel Insurance in this range $500000 to $1000000

The AA
The AA

Covers the cost of medical evacuation from a foreign location, ensuring safe transport to the nearest medical facility.

Maximum coverage amount for emergency medical evacuation.

The AA Political Evacuation Coverage

Is political evacuation coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

Covers evacuation due to political unrest or instability.

The AA Natural Disaster Evacuation Coverage

Is natural disaster evacuation coverage included?

Yes 0Votes The AA

Yes Travel Insurance in this range

Covers evacuation during natural disasters.

The AA Translation Services

Are translation services available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether language translation assistance is offered.

Policy Conditions & Eligibility 12

The AA Residency Eligibility

Is specific residency required for eligibility?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether the policy requires specific residency to qualify.

The AA Citizenship Requirement

Is citizenship required to purchase the policy?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether citizenship is required for eligibility.

The AA Coverage for Non-U.S. Residents

Is coverage available for non-U.S. residents?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether non-U.S. residents can purchase coverage.

The AA Trip Booking Time Requirement

How many days in advance must the trip be booked?

30 days 0Votes
The AA
14.11 days (Average)

Number of days the trip must be booked in advance for eligibility.

The AA Coverage Purchase Time Limit Before Departure

What is the purchase time limit before departure?

7 days 0Votes
The AA
7 days (Average)

Maximum number of days before departure to buy the policy.

The AA One-Way Trip Coverage

Is one-way trip coverage available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether one-way trips are eligible for coverage.

Exclusions & Limitations 12

The AA Pre-Existing Condition

Is there an exclusion for pre-existing conditions?

Yes 0Votes The AA

Yes Travel Insurance in this range

Specifies whether coverage is excluded for pre-existing medical conditions.

The AA Mental Health

Is there an exclusion for mental health conditions?

Yes 0Votes The AA

Yes Travel Insurance in this range

Defines if coverage excludes claims related to mental health conditions.

The AA Extreme Sports

Are extreme sports activities excluded?

Yes 0Votes The AA

Yes Travel Insurance in this range

Specifies whether coverage excludes extreme sports activities.

The AA Professional Sports

Are professional sports activities excluded?

Yes 0Votes The AA

Yes Travel Insurance in this range

States if professional sports activities are excluded from coverage.

The AA War/Terrorism

Is war or terrorism coverage excluded?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether incidents arising from war or terrorism are excluded.

Claims & Support 8

The AA Claims Submission Method

What methods are available to submit a claim?

48 The AA 0 Votes Online, Email, Phone, Mail, Agent

37 Travel Insurance in this range Online, Email, Phone, Mail, Agent

The AA
The AA

Multiple methods available to submit claims, providing flexibility to file your claims in a way that suits you best.

Methods available to submit a claim.

The AA Claims Processing Time Estimate

What is the estimated claim processing time?

30 days 0Votes
The AA
20.15 days (Average)

The AA
The AA

Claims are typically processed within 30 days, ensuring a timely resolution.

Estimated number of days to process a claim.

The AA Multilingual Support

Is multilingual support available?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

Available in multiple languages, making it easier for international travelers to get assistance.

Whether support is offered in multiple languages.

The AA Support Channels

Which support channels are available

28 The AA 0 Votes Chat, Phone, Email

20 Travel Insurance in this range Chat, Phone, Email

Indicates which customer support communication channels are available for travelers, including live chat, phone hotline, and email assistance.

The AA Digital Document Upload

Is digital document upload available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether documents can be uploaded digitally.

The AA Claims Status Tracking

Is claim status tracking available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether customers can track claim status online or via app.

Optional Add-Ons 12

The AA Cancel For Any Reason Add-On

Is Cancel For Any Reason available as an add-on?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether CFAR (Cancel For Any Reason) add-on is available.

The AA Event Ticket Coverage Add-On

Is event ticket coverage available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Reimburses prepaid event tickets if trip disruption occurs.

The AA School Trip Coverage Add-On

Is school trip coverage available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Adds enhanced coverage for students on school-organized trips.

The AA Medical Upgrade Add-On

Is a medical coverage upgrade available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Provides higher medical coverage limits or expanded benefits.

The AA Adventure Sports Add-On

Is adventure sports coverage available as an add-on?

Yes 0Votes The AA

Yes Travel Insurance in this range

Allows coverage extension to adventure or extreme sports.

The AA Baggage Upgrade Add-On

Is baggage coverage upgrade available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Expands baggage coverage limits or item categories.

Documentation & Compliance 11

The AA Policy Certificate

Is a policy certificate provided?

Yes 0Votes The AA

Yes Travel Insurance in this range

The AA
The AA

You will receive a certificate of insurance, providing official proof of coverage.

Indicates whether a formal policy certificate is issued.

The AA Certificate of Insurance Download Format

What formats are available for the insurance certificate?

61 The AA 0 Votes PDF, DOCX, JPG

46 Travel Insurance in this range PDF

File formats available for downloading the certificate of insurance.

The AA Coverage Confirmation Email Delivery

Is coverage confirmation sent by email?

Yes 0Votes The AA

Yes Travel Insurance in this range

Shows if the policy confirmation is automatically sent by email.

The AA Hardcopy Policy Shipment

Is hardcopy policy shipment available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Specifies whether a physical printed policy can be mailed.

The AA Visa Letter Support

Is visa letter support available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Shows if the insurer provides visa-compliant letters for embassy submissions.

The AA Embassy-Required Coverage Compliance

Does the policy meet embassy coverage requirements?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates if the policy meets minimum embassy-required coverage levels.

Digital Features & Usability 10

The AA Mobile App

Is a mobile app available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Indicates whether a dedicated mobile app is available for policy access.

The AA Policy Management Dashboard

Is an online policy management dashboard provided?

Yes 0Votes The AA

Yes Travel Insurance in this range

Shows if users can manage policies via an online dashboard.

The AA Offline Access to Policy Documents

Is offline access to policy documents available?

Yes 0Votes The AA

Yes Travel Insurance in this range

Allows users to view policy documents without internet.

The AA Digital Claims Filing

Can claims be filed digitally?

Yes 0Votes The AA

Yes Travel Insurance in this range

Allows claims to be filed digitally instead of via paper forms.

The AA In-App Emergency Contact Button

Is there an in-app emergency contact button?

Yes 0Votes The AA

Yes Travel Insurance in this range

Includes a one-tap emergency assistance button in the mobile app.

The AA Real-Time Travel Alerts

Are real-time travel alerts provided?

Yes 0Votes The AA

Yes Travel Insurance in this range

Provides live travel advisories and disruption alerts.

Surveys

Because hot takes deserve votes.

The AA Coverage Options

How would you rate the coverage options offered by this travel insurance?

Extensive coverage — Covers almost all types of travel-related incidents 0Votes
Very good coverage — Covers most common travel issues, with a few exceptions 0Votes
Good coverage — Covers essential travel incidents, with limited exclusions 0Votes
Basic coverage — Covers only the most basic travel incidents, like trip cancellations 0Votes
Minimal coverage — Only covers the bare minimum, with many exclusions 0Votes

The AA Ease of Claim Process

How would you rate the ease of filing a claim with this travel insurance?

Very easy — Claims are processed quickly and with minimal effort required 0Votes
Easy — Simple claims process with good guidance 0Votes
Average — Claims process is straightforward but requires some effort 0Votes
Difficult — Complicated claims process with unclear instructions 0Votes
Very difficult — Hard to navigate and requires extensive paperwork 0Votes

The AA Customer Support

How would you rate the customer support experience for this travel insurance?

Excellent — Available 24/7 with knowledgeable and friendly agents 0Votes
Good — Helpful support with quick response times 0Votes
Average — Adequate support, though response times may be slow 0Votes
Below average — Limited support hours with slow response times 0Votes
Poor — Unhelpful and hard to reach support staff 0Votes

The AA Price-to-Coverage Ratio

How would you rate the value for money for this travel insurance, considering the coverage it offers?

Great value for money — Coverage is extensive and reasonably priced 0Votes
Pretty good price — Fair pricing for the coverage offered 0Votes
Fair deal — Reasonably priced with a balanced level of coverage 0Votes
Kinda pricey — More expensive than expected for the coverage level 0Votes
Crazy expensive — Way too expensive for the level of coverage 0Votes

The AA Flexibility of Policy

How would you rate the flexibility of this travel insurance policy in terms of customization options?

Highly flexible — Allows full customization to fit travel needs 0Votes
Flexible — Offers a variety of add-ons and options 0Votes
Moderate flexibility — Some customization options available, but limited 0Votes
Low flexibility — Few options to customize the policy 0Votes
Very low flexibility — No customization options available 0Votes

The AA Customer Satisfaction

How satisfied are you with the overall experience with this travel insurance?

Extremely satisfied — Exceeded expectations in all areas 0Votes
Very satisfied — Met most expectations, with minor issues 0Votes
Satisfied — Overall experience was good, though there were a few issues 0Votes
Unsatisfied — Did not meet expectations, with several issues 0Votes
Very unsatisfied — Fell short in multiple areas, major issues encountered 0Votes

The AA Coverage Limits

How would you rate the coverage limits of this travel insurance?

Very high limits — Offers very high coverage limits for most situations 0Votes
High limits — Provides generous coverage limits for most common incidents 0Votes
Moderate limits — Offers average coverage limits that are suitable for most travelers 0Votes
Low limits — Provides limited coverage, may not be sufficient for all situations 0Votes
Very low limits — Offers very restrictive coverage limits 0Votes

The AA Exclusions and Restrictions

How would you rate the exclusions and restrictions in this travel insurance policy?

Very few exclusions — Almost no exclusions or restrictions, very comprehensive 0Votes
Few exclusions — Only a few common exclusions, overall great coverage 0Votes
Average exclusions — Some exclusions that may affect certain situations 0Votes
Many exclusions — Numerous exclusions that can affect coverage in several areas 0Votes
Too many exclusions — Too many restrictions, leaving gaps in coverage 0Votes

The AA Policy Transparency

How would you rate the transparency of the terms and conditions in this travel insurance policy?

Very clear — All terms are explained clearly and easily understood 0Votes
Clear — Most terms are easy to understand with little jargon 0Votes
Average — Some terms are a bit confusing, but manageable 0Votes
Unclear — Many terms are vague or difficult to understand 0Votes
Very unclear — The terms and conditions are difficult to navigate and full of jargon 0Votes

The AA Easy-to-Understand Documentation

How would you rate the clarity and accessibility of the documentation provided with this travel insurance?

Very clear — All documentation is easy to read, understand, and access 0Votes
Clear — Most documents are easy to understand, with minimal jargon 0Votes
Average — Some documents are a bit unclear, but the essential information is there 0Votes
Unclear — Many documents are difficult to read or confusing 0Votes
Very unclear — Documents are hard to understand, full of technical language 0Votes

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Everything You Need to Know About The AA

Everything You Need to Know About The AA

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